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Terms & Conditions 

Kindly review the Terms and Conditions for accessing the Crypto Sharks Club (C.S.C.).

Crypto Sharks Club (C.S.C.) Terms and Conditions

Effective Date: October 1st 2024. 

1. Overview

Crypto Sharks Club ("C.S.C.," "we," "us") is an online subscription-based community providing education and entertainment related to cryptocurrency and blockchain technology. By joining C.S.C., you ("Member," "you") agree to these Terms and Conditions ("T&Cs").

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2. Purpose of the Club

  • Education and Entertainment Only: C.S.C. is strictly for educational and entertainment purposes. Content, discussions, and resources are intended to inform and engage Members about cryptocurrency, blockchain technology, and related topics.

  • No Financial Advice: Nothing provided by C.S.C., its founders, employees, affiliates, or Members constitutes financial advice, investment advice, or a recommendation to buy, sell, or hold any crypto assets or financial instruments. Members are solely responsible for their financial decisions and should consult a qualified financial advisor before making investment choices.

3. Membership and Fees

  • Subscription: Membership requires a monthly subscription fee, payable in advance via [payment method, e.g., Stripe, PayPal.

  • Access: Upon payment, Members gain access to C.S.C.’s online platform (e.g., Discord, website), including educational content, community discussions, and events.

  • Cancellation: Members may cancel their subscription at any time with 7 days’ notice. No refunds are provided for partial months.

  • Non-Transferable: Membership is personal to the Member and cannot be transferred or resold.

4. Member Conduct

  • Members must:

    • Be 18+ years old and a UK resident (or comply with local laws if outside the UK).

    • Not use C.S.C. for illegal activities, including promoting unregistered financial services or misleading financial advice.

    • Respect other Members, avoiding harassment, spam, or sharing of misleading information.

  • C.S.C. reserves the right to suspend or terminate membership for violations, with no refund.

5. Intellectual Property

  • All content provided by C.S.C. (e.g., guides, videos, webinars) is owned by C.S.C. or its licensors and is for personal, non-commercial use only.

  • Members may not reproduce, distribute, or create derivative works from C.S.C. content without written permission.

6. Regulatory Compliance

  • FCA Disclaimer: C.S.C. is not registered with the UK Financial Conduct Authority (FCA) as a financial advisor or crypto asset business, as we do not provide financial advice or regulated services. Members must not interpret club activities as regulated financial promotions.

  • Crypto Risks: Cryptocurrency investments are high-risk and volatile. C.S.C. does not guarantee outcomes and is not liable for financial losses.

  • GDPR: C.S.C. complies with the UK General Data Protection Regulation (GDPR). Member data (e.g., name, email) is collected for membership purposes only and will not be shared without consent, except as required by law.

7. Payments and Taxes

  • Fees: The month fee is quoted in USD. Currency conversion fees may apply for non-USD payments.

  • VAT: If C.S.C.’s annual revenue exceeds the UK VAT threshold (£90,000 as of 2025/26), VAT may be added to fees. Members will be notified in advance.

  • Member Taxes: Members are responsible for any taxes on benefits received (e.g., referral rewards), such as Income Tax on miscellaneous income exceeding £1,000/year (Trading Allowance, 2025/26).

8. Limitation of Liability

  • C.S.C. is not liable for:

    • Financial losses from actions taken based on club content or discussions.

    • Inaccuracy of third-party information shared within the club.

    • Service interruptions due to technical issues or force majeure.

  • Total liability for direct losses is capped at the total fees paid by the Member in the prior 12 months.

9. Termination

  • C.S.C. may terminate or suspend membership for non-payment, violation of T&Cs, or at our discretion with 14 days’ notice.

  • Upon termination, access to club resources ends, and no refunds are issued for the current billing cycle.

10. Governing Law

These T&Cs are governed by English law, with jurisdiction in the courts of England and Wales.

11. Changes to T&Cs

C.S.C. may update these T&Cs at any time, with notice provided via email or the club platform. Continued membership after changes constitutes acceptance.

12. Contact

For inquiries, contact [your email or platform handle, e.g., support@sharkfamcrypto.com].

By joining Crypto Sharks Club, you acknowledge that you have read, understood, and agree to these Terms and Conditions.

Crypto Sharks Club (C.S.C.) Referral Program Terms and Conditions

Shark Master Role: 5+ Referrals Commission Incentive

Effective Date: May 7, 2025

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1. Overview

The Crypto Sharks Club ("C.S.C.," "we," "us") Referral Program rewards eligible members ("Referrers") for referring new paying members to the club. The "Shark Master Role" is a special incentive for Referrers who successfully refer five (5) or more new members, granting a commission of 40% of the membership fees paid by each referred member for as long as they remain active subscribers.

2. Eligibility

  • Referrers must be active, paying members of C.S.C. with a subscription in good standing.

  • Referred members ("Referees") must be new to C.S.C., sign up using the Referrer’s unique referral code, and remain active for at least one (1) month.

  • Referrers must achieve a minimum of five (5) successful referrals to qualify for the Shark Master Role.

3. Commission Structure

  • Rate: Referrers with 5+ successful referrals earn a 40% commission on the membership fees paid by each Referee they referred.

  • Calculation: For a $30 monthly membership fee, the commission is $12 per Referee per month (40% of $30). With 5 Referees, this equals $60/month; with 10 Referees, $120/month.

  • Duration: The commission is paid for as long as each Referee remains an active, paying member of C.S.C.

  • Minimum Earnings: With 5 Referees, the minimum monthly commission is $60, equating to $720 annually, provided all Referees remain active.

4. Payment Terms

  • Method: Commissions are paid as a non-salary commission, not as employment income, via bank transfer, PayPal, or cryptocurrency (e.g., USDT via Coinbase), at C.S.C.’s discretion.

  • Schedule: Payments are issued monthly, within 15 days of the end of each calendar month, provided the total commission due exceeds $20. Smaller amounts will roll over to the next month.

  • Taxes: Referrers are responsible for reporting and paying any applicable taxes on commissions received. In the UK, commissions may be treated as miscellaneous income and subject to Income Tax if annual earnings exceed £1,000 (Trading Allowance, 2025/26). C.S.C. will report payments to HMRC as required.

5. Shark Master Role

  • Referrers with 5+ referrals are granted the "Shark Master Role" on C.S.C.’s platform (e.g., Discord), which includes a digital badge and priority access to select club events or content.

  • The role is symbolic and does not confer additional legal rights or responsibilities within C.S.C.

6. Referral Validation

  • A referral is considered successful when a Referee signs up using the Referrer’s unique code, pays the $30/month membership fee, and remains active for at least one (1) month.

  • C.S.C. reserves the right to verify referrals and disqualify any that violate these T&Cs (e.g., self-referrals, fraudulent signups, or Referees who cancel within the first month).

7. Program Duration and Modifications

  • This referral campaign runs until June 30, 2025. C.S.C. may extend, modify, or terminate the program at its discretion, with 14 days’ notice to members via email or the club platform.

  • Commissions for existing Referees will continue post-campaign as long as they remain active, unless the program is terminated.

8. Compliance with UK Regulations

  • FCA: C.S.C. is an educational platform and does not provide financial advice. Referrers must not promote the club as offering investment advice or specific crypto recommendations, as this may require FCA registration.

  • GDPR: Referrers must obtain consent from Referees before sharing personal data with C.S.C. for referral purposes. C.S.C. will process data in accordance with GDPR.

  • Tax: C.S.C. may issue a tax form (e.g., P60 equivalent for non-employees) if commissions exceed HMRC reporting thresholds. Referrers should consult a tax advisor for guidance.

9. Termination and Disputes

  • C.S.C. may terminate a Referrer’s participation in the program for fraudulent activity, violation of T&Cs, or non-compliance with UK laws, with immediate effect.

  • Disputes will be resolved under English law, with jurisdiction in the courts of England and Wales.

10. Limitation of Liability

C.S.C. is not liable for any indirect losses, tax liabilities, or regulatory penalties incurred by Referrers due to participation in this program. Total liability for direct losses is capped at the total commissions paid to the Referrer.

11. Contact

For questions, contact Admin via Discord

By participating in the Referral Program, you agree to these Terms and Conditions.

 

Key Notes

  • Clarity: The T&Cs clearly outline eligibility, commission structure, payment terms, and legal responsibilities, ensuring transparency for your members.

  • UK Compliance: Includes FCA, GDPR, and HMRC considerations, reflecting your UK base. The commission is explicitly non-salary to avoid employment law issues.

  • Protection: Safeguards against fraud (e.g., self-referrals) and limits liability, standard for such programs.

  • Practicality: The payment threshold ($20) and schedule (monthly) balance efficiency with member expectations.

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